What are Phishing Schemes and How to Avoid Them

Phishing schemes are a form of internet fraud designed to trick you into revealing private information like your passwords, credit card numbers, or other personal data. As with any type of fraud, phishing scams rely on using disguises and well-crafted emails to get you to provide the information they want. With phishing schemes, there are two main types

The first is called “whaling,” which targets high-ranking executives and involves sending them fake emails from their banks or boss that require urgent attention. This phishing scheme is used to trick them into revealing their passwords, which are often very weak or easy to determine.

The second is called “catfishing,” which targets company employees and involves sending emails that pretend to be their boss or a bank. The phishing scheme asks that they update their personnel files or respond to an urgent email. Most phishing email scams are very well refined and can be extremely hard to tell apart from a legitimate email. They are also incredibly difficult to stop. It’s impossible to prevent phishing schemes from happening entirely, but you can become better at spotting them and avoid falling for them.

Victims of phishing scams are usually tricked into revealing personal information over the phone by phone calls. However, some phishing scams are sent through text messages, which require little information to be provided, including your email or other personal data that could be used to carry out identity theft.

Ways to Avoid Phishing Schemes

Phishing scams are difficult to avoid, but there are a few things you can do to help protect yourself.

1. Watch for Suspicious Email Addresses

To stop phishing scams from happening, you need to be able to recognize them. The biggest tip-off of a phishing scheme is a suspicious email address. Unusual email addresses that aren’t formatted correctly are a big red flag and should make you wary of clicking any links or opening attachments sent with the emails.

Another common phishing scam is to entice you to click on a link that will take you to a site where you will have to enter your password. This should be extremely suspicious and any time you are asked for your personal information, make sure it’s from a trusted source. Don’t go to the site directly and ensure that the email doesn’t contain links or ask for anything other than personal information.

3. Use a Password Manager

Password managers like LastPass, 1Password and KeePass are a great way to keep track of your passwords. You can generate strong passwords for each account, making it much harder for someone to access your information if you use a password manager. If you fall victim to a phishing scam, you won’t have any information on the website where they ask you for information.

4. Install Hacker Blocker

A hacker blocker is a browser extension that can alert you if you’re on a phishing site and warn you of any suspicious information being sent to your email. This is a more advanced way to protect yourself, but it can protect you against the sneakiest phishing scams. A hacker blocker is key to information security of any kind and is another way to protect your information from falling into the wrong hands.

5. Change Your Passwords Frequently

You should change your passwords frequently and use different passwords for different accounts. This can help prevent malware and phishing schemes from siphoning off your information, even if you have some of it stolen. This is the best way to keep it safe and prevent phishing scams from succeeding.

6. Turn On Two-Factor Authentication

2FA is a method of authentication that adds an extra layer of security to your account. It uses a combination of something you know (like your password) and something you have (like a mobile device) to log into your account. This makes it very difficult for someone to take over your account without any other form of verification. If you don’t already use 2FA on your accounts, it’s a good idea to turn it on immediately.


Phishing scams will always happen, but it helps to be aware of them and how to protect yourself from them. These tips have been proven time and time again to work as the best possible methods to safeguard your information against fraud.

Leave a Comment

Exit mobile version